Effective Date: August 21, 2025

Welcome to www.lalathefinancejunkie.com (“Site”), owned and operated by Lashira “Lala” Shaw (“we,” “our,” or “us”). By accessing or using this Site, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use the Site.

You must be at least 18 years old to use this Site. By using our services, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.

• You may use the Site for personal, non-commercial purposes, including accessing financial tools, resources, and information, applying for products, or exploring real estate opportunities.
   
• You agree not to use the Site to:
   
  • Violate any applicable laws or regulations
     
  • Submit false or misleading information
     
  • Engage in unauthorized advertising, spam, or solicitation
     
  • Interfere with the operation of the Site
     

• All content on this Site, including text, graphics, logos, images, videos, and software, is the property of Lashira “Lala” Shaw or its licensors and is protected by U.S. and international intellectual property laws.
   
• You may not reproduce, distribute, modify, or create derivative works from the Site content without express written permission.
   

• The information provided on this Site is for educational and informational purposes only and does not constitute financial, insurance, or investment advice.
   
• Life insurance, annuities, and other financial products involve risk and are subject to terms, conditions, and state regulations. Always consult a licensed professional before making any financial decisions.
   
• Use of tools, resources, or information on this Site is at your own risk.
   

• Any information regarding real estate opportunities or brokerage recruitment is provided for informational purposes only and does not constitute a guarantee of employment, commission, or earnings.
   
• All real estate services are subject to state licensing laws and regulations.
   

To the fullest extent permitted by law:

• We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site, its content, tools, or services.
   
• We do not guarantee the accuracy, completeness, or reliability of the Site content.
   

This Site may include links to third-party websites. We do not control these websites and are not responsible for their content, privacy policies, or practices. Linking does not imply endorsement.

You agree to indemnify, defend, and hold harmless Lashira “Lala” Shaw, its affiliates, and licensors from any claims, damages, losses, liabilities, or expenses arising from your use of the Site or violation of these Terms.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the updated Terms.

These Terms are governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

If you have questions or concerns about these Terms, please contact:

Lashira “Lala” Shaw
Email: admin@lalathefinancejunkie.com
Phone: 470-817-1041